Earn 5% Cashback Every Time You Shop Online. Instantly.
Pay with Loya at Online Checkout.
Yours to spend right where you shop.
9:41
PAYMENT SUCCESSFUL
CASHBACK UNLOCKED
+$
STORE CREDIT FOR
Your Store Inc.
VALID UNTIL
Forever
TOTAL WALLET BALANCE
$28.10
Use Reward Now
Applied automatically at next checkout
9:41
PAYMENT SUCCESSFUL
CASHBACK UNLOCKED
+$
STORE CREDIT FOR
Your Store Inc.
VALID UNTIL
Forever
TOTAL WALLET BALANCE
$28.10
Use Reward Now
Applied automatically at next checkout
9:41
PAYMENT SUCCESSFUL
CASHBACK UNLOCKED
+$
STORE CREDIT FOR
Your Store Inc.
VALID UNTIL
Forever
TOTAL WALLET BALANCE
$28.10
Use Reward Now
Applied automatically at next checkout
At Loya,
We believe in real value and real rewards. That’s why we make sure your loyalty pays off, starting from your very first purchase.
At Loya,
We believe in real value and real rewards. That’s why we make sure your loyalty pays off, starting from your very first purchase.
Just Three Easy Steps.
Just Three Easy Steps.
Loyalty that feels like home. No more points, tiers or delays.
Loyalty that feels real. No more points, tiers or delays.
1
Select Loya at Online Checkout
Choose "Pay with Loya" in one easy click.
*First-time users: create your account with an email in seconds.
1
Select Loya at Online Checkout
Choose "Pay with Loya" in one easy click.
*First-time users: create your account with an email in seconds.
2
Earn 5% Cashback Instantly
Complete your purchase and watch cashback accumulate in your Loya wallet right away.
2
Earn 5% Cashback Instantly
Complete your purchase and watch cashback accumulate in your Loya wallet right away.
3
Use Your Rewards & Earn Again
Use your cashback by paying with Loya on your next purchase...and earn 5% again!
3
Use Your Rewards & Earn Again
Use your cashback by paying with Loya on your next purchase...and earn 5% again!
3
One Solution
You can manage all your rewards in one single place.
One Solution
You can manage all your rewards in one single place.
Store Based Cashback
Get instant cashback rewards for your favourite stores, no emails or codes.
Store Based Cashback
Get instant cashback rewards for your favourite stores, no emails or codes.
No Email Spam
No Email Spam
No emails, no fake deals or no limited-time codes, just instant rewards.
Safe, Secure, Simple
Powered by Stripe
Powered by Stripe
All payments are processed by Stripe/ Loya never touches your money.
Always Secure
Always Secure
From login to checkout every step is protected by advanced encryption.
Instant Rewards
Instant Rewards
No hidden fees, no delays. Cashback lands instantly into your digital wallet.
A more rewarding way to pay starts here.
Meet Olivia: College Student
From textbooks to late-night uber eats, most of Maya’s budget goes to online purchases. With Loya’s 5% cashback, every order helps her budget — leaving more for nights out with friends.
Meet Olivia: College Student
From textbooks to late-night uber eats, most of Maya’s budget goes to online purchases. With Loya’s 5% cashback, every order helps her budget — leaving more for nights out with friends.
Meet Olivia: College Student
From textbooks to late-night uber eats, most of Maya’s budget goes to online purchases. With Loya’s 5% cashback, every order helps her budget — leaving more for nights out with friends.
Meet Emma: Busy Mom
Between school uniforms and the trendy sneakers her kids ‘have to have,’ Emma doesn’t have time for coupons or promo codes. With Loya’s automatic 5% back, she saved $900 last year to put toward family getaway.
Meet Emma: Busy Mom
Between school uniforms and the trendy sneakers her kids ‘have to have,’ Emma doesn’t have time for coupons or promo codes. With Loya’s automatic 5% back, she saved $900 last year to put toward family getaway.
Meet Emma: Busy Mom
Between school uniforms and the trendy sneakers her kids ‘have to have,’ Emma doesn’t have time for coupons or promo codes. With Loya’s automatic 5% back, she saved $900 last year to put toward family getaway.
Meet Alex: Young Professional
Rent’s high, gas isn’t cheap, and lunch in the city adds up fast. With Loya’s 5% cashback, even your work clothes pay you back, so you can say yes to happy hours guilt-free.
Meet Alex: Young Professional
Rent’s high, gas isn’t cheap, and lunch in the city adds up fast. With Loya’s 5% cashback, even your work clothes pay you back, so you can say yes to happy hours guilt-free.
Meet Alex: Young Professional
Rent’s high, gas isn’t cheap, and lunch in the city adds up fast. With Loya’s 5% cashback, even your work clothes pay you back, so you can say yes to happy hours guilt-free.
Loya Blogs
Loya Blogs
Discover tips and insights on loyalty programs, cashback, and rewards, and see how Loya makes every purchase more rewarding.
Discover tips and insights on loyalty programs, cashback, and rewards, and see how Loya makes every purchase more rewarding.
Frequently asked questions
If you can't find what you are looking for don't hesitate to contact us.
What is Loya?
Loya is a new loyalty program designed to work as a payment method. You can pay with Loya at online checkout just like you would with any other provider. The difference is that when you pay with Loya, you instantly earn 5% cashback directly into your digital Loya wallet, ready to use on your next purchase at the same online store. No more points, tiers, or insignificant rewards.
What is Loya?
Loya is a new loyalty program designed to work as a payment method. You can pay with Loya at online checkout just like you would with any other provider. The difference is that when you pay with Loya, you instantly earn 5% cashback directly into your digital Loya wallet, ready to use on your next purchase at the same online store. No more points, tiers, or insignificant rewards.
What is Loya?
Loya is a new loyalty program designed to work as a payment method. You can pay with Loya at online checkout just like you would with any other provider. The difference is that when you pay with Loya, you instantly earn 5% cashback directly into your digital Loya wallet, ready to use on your next purchase at the same online store. No more points, tiers, or insignificant rewards.
How do I use Loya?
Easy. Loya will appear directly at checkout as a payment option—you just click to pay with Loya. If you’re a first-time user, you’ll simply create a quick account and add your preferred card. If you’re a returning user, just sign in with one click and pay. No need to download anything or order a new card. Loya works with what you're used to.
How do I use Loya?
Easy. Loya will appear directly at checkout as a payment option—you just click to pay with Loya. If you’re a first-time user, you’ll simply create a quick account and add your preferred card. If you’re a returning user, just sign in with one click and pay. No need to download anything or order a new card. Loya works with what you're used to.
How do I use Loya?
Easy. Loya will appear directly at checkout as a payment option—you just click to pay with Loya. If you’re a first-time user, you’ll simply create a quick account and add your preferred card. If you’re a returning user, just sign in with one click and pay. No need to download anything or order a new card. Loya works with what you're used to.
Is my money safe with Loya?
Absolutely. Your money is safe with Loya. We never access or process your payments directly. All transactions are handled securely by Stripe, a trusted global payments platform used by millions of businesses worldwide.
Is my money safe with Loya?
Absolutely. Your money is safe with Loya. We never access or process your payments directly. All transactions are handled securely by Stripe, a trusted global payments platform used by millions of businesses worldwide.
Is my money safe with Loya?
Absolutely. Your money is safe with Loya. We never access or process your payments directly. All transactions are handled securely by Stripe, a trusted global payments platform used by millions of businesses worldwide.
Do I have to order a new card?
No! Just add your preferred card to your account, and you’re ready to start earning! It's that easy.
Do I have to order a new card?
No! Just add your preferred card to your account, and you’re ready to start earning! It's that easy.
Do I have to order a new card?
No! Just add your preferred card to your account, and you’re ready to start earning! It's that easy.
Do I have to change the way I shop?
No! We designed Loya to fit seamlessly into your usual shopping habits. The only thing that changes is your post-purchase experience: you now earn cashback instantly. We believe every purchase should be more than just a transaction. It should feel like progress. Like possibility. Like a win.
Do I have to change the way I shop?
No! We designed Loya to fit seamlessly into your usual shopping habits. The only thing that changes is your post-purchase experience: you now earn cashback instantly. We believe every purchase should be more than just a transaction. It should feel like progress. Like possibility. Like a win.
Do I have to change the way I shop?
No! We designed Loya to fit seamlessly into your usual shopping habits. The only thing that changes is your post-purchase experience: you now earn cashback instantly. We believe every purchase should be more than just a transaction. It should feel like progress. Like possibility. Like a win.
Where does the 5% cashback come from?
Sounds too good to be true? We get it. But that’s exactly why we built Loya: to make this “too good to be true” scenario real. The stores you shop at fund the 5% cashback, since it gets reinvested into their business only. For you, it’s free money. For them, it’s a stronger relationship with a loyal customer. Win-win strategy!
Where does the 5% cashback come from?
Sounds too good to be true? We get it. But that’s exactly why we built Loya: to make this “too good to be true” scenario real. The stores you shop at fund the 5% cashback, since it gets reinvested into their business only. For you, it’s free money. For them, it’s a stronger relationship with a loyal customer. Win-win strategy!
Where does the 5% cashback come from?
Sounds too good to be true? We get it. But that’s exactly why we built Loya: to make this “too good to be true” scenario real. The stores you shop at fund the 5% cashback, since it gets reinvested into their business only. For you, it’s free money. For them, it’s a stronger relationship with a loyal customer. Win-win strategy!