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Pay with Loya. Get money back.

Real cashback, every time you pay. Applied automatically.
No points. No codes. No waiting.

You check out. You earn.

That's it. Watch the moment happen.

Step 1
Select Loya at checkout
Step 2
Complete your order
Payment successful
Subtotal
$84.00
You paid
$84.00
Step 3
Cashback is yours
$0.00
5% of $84.00
Store credit at
Nike.com
Applied automatically on your next order

At Loya,
We believe in real value and real rewards.
That's why we make sure your loyalty pays off, starting from your very first purchase.

What's the catch?

  • NO app to download
  • NO points to track
  • NO codes to remember
  • NO emails. Ever.

Loya isn't another rewards program.
Every checkout feels like a win.

Powered by Stripe. Funded by the store.

You pay like you always do.
The store gives you cashback to bring you back.
It's automatically discounted on your next purchase. And you earn 5% again.

1

You pay with Loya

Select Loya at checkout. You pay the full amount — nothing extra.

Checkout
Running shoes $80.00
Shipping $4.00
Total $84.00
2

The store funds your cashback

They set aside a percentage as store credit. They pay for it.

Payment successful
Order #LY-4821
You paid $84.00
Store funded +$4.20 cashback
3

It's applied automatically

Next time you shop there, your balance appears. One click to use it.

Your balance
$4.20
at Nike.com
Next checkout
Order total $50.00
Loya cashback −$4.20
You pay $45.80
Stripe — Secure checkout payment processing Secure payments

That's it. No accounts to manage. No rewards to chase.

Look for Loya at checkout.

First time takes 30 seconds. After that, one click.

Your cashback is already waiting.

Start earning

No spam. No app. Just cashback.