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A payment method that brings customers back.

Loya is a checkout option. Customers earn instant cashback locked to your store—so they return to spend it.

Secure early access

15 minutes. No slide deck.

See how it works
L

Loya AI Assistant

Retention and integration help

One payment. One loop. Automatic return.

Appears at checkout alongside: Visa · Mastercard · PayPal · Klarna

1

Customer chooses Loya at checkout.

It appears alongside their existing payment options. No signup required.

2

They pay. They earn.

The customer receives instant cashback—visible immediately after purchase.

3

Cashback is locked to your store.

They can't withdraw it. They can't use it anywhere else. It sits in their balance, waiting.

4

They return to spend it.

Next purchase, the cashback applies automatically. The cycle repeats.

The cycle repeats with every purchase

Customers choose Loya because it gives them immediate, visible money they can use on their next purchase—without signing up or changing how they pay.

See how it works for your store

Why discounts and points underperform.

Method Where value goes Result
Discounts Value leaks out Uncertain return
Points programs Most go unused Low return
Loya Locked to your store Guaranteed return

Only one of these guarantees a return visit.

Not a loyalty program. Not marketing software.

No points. Customers see real money, not abstract balances.
No campaigns. You don't send emails. There's nothing to configure.
No app to download. Customers pay at checkout like they already do.
No dashboards to manage. Loya runs in the background. You sell; it works.

Add it to checkout. That's it.

Customers who want it, use it. Customers who don't, pay normally.

Payment method
Credit card
Pay with Loya
Klarna
PayPal
Works with WooCommerceWordPressAdobe Commerce
Install on WordPress

For WooCommerce stores. Install the official plugin on WordPress.org.

Powered by

Stripe — Secure checkout payment processing PCI-compliant payment infrastructure

Run the numbers.

No fixed costs. No monthly fees. You only pay per transaction.

5%
1%
4%
Cashback to your shoppers

A customer spends $100. They earn $5, locked to your store.

5%
Referral

Your customers bring new ones — on autopilot.

1%
Loya

Includes all payment processing.

4%

Your real cost is 4% — the rest is working for you.

They come back, spend another $100 — that's $200 in revenue for $5 in locked credit.

See if Loya fits your store.

We'll walk you through how it works, answer your questions, and show you what setup looks like. No pressure. No 47-slide deck.

Book a 15-minute call

Prefer self-serve? Install the WordPress plugin

Or email us at hello@useloya.com