A payment method that brings customers back.
Loya is a checkout option. Customers earn instant cashback locked to your store—so they return to spend it.
Loya AI Assistant
Retention and integration help
One payment. One loop. Automatic return.
Appears at checkout alongside: Visa · Mastercard · PayPal · Klarna
Customer chooses Loya at checkout.
It appears alongside their existing payment options. No signup required.
They pay. They earn.
The customer receives instant cashback—visible immediately after purchase.
Cashback is locked to your store.
They can't withdraw it. They can't use it anywhere else. It sits in their balance, waiting.
They return to spend it.
Next purchase, the cashback applies automatically. The cycle repeats.
Customers choose Loya because it gives them immediate, visible money they can use on their next purchase—without signing up or changing how they pay.
Why discounts and points underperform.
| Method | Where value goes | Result |
|---|---|---|
| Discounts | Value leaks out | Uncertain return |
| Points programs | Most go unused | Low return |
| Loya | Locked to your store | Guaranteed return |
Only one of these guarantees a return visit.
Not a loyalty program. Not marketing software.
Add it to checkout. That's it.
Customers who want it, use it. Customers who don't, pay normally.
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PCI-compliant payment infrastructure Run the numbers.
Loya offers a standard 5% cashback.
A customer spends $100. They earn $5.
That $5 is locked to your store.
When they return and spend another $100, you've made $200 in revenue for $5 in locked credit.
Now multiply by every customer who chooses Loya.
See if Loya fits your store.
We'll walk you through how it works, answer your questions, and show you what setup looks like. No pressure. No 47-slide deck.
Book a 15-minute callOr email us at hello@useloya.com